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Financing Programs

CapexMD Financing

The Specialists in Fertility Financing

REACH is very excited to offer a new financing option for patients undergoing infertility treatment!

Via our partnership with fertility financing specialists CapexMD we are pleased to offer our patients the most comprehensive financing options available, with customized loan programs to meet their individual needs and help ease the financial stress of treatment.

CapexMD specializes in providing patient financing services for all fertility treatment options. With their easy loan process and competitive rates, CapexMD ensures the financial aspects of treatment are not an obstacle to achieving your dream of a family CapexMD offers a wide variety of loan options, allowing you to attain the necessary financing required to make your treatment affordable. Each loan program is designed to fit your individual circumstances and once approved, their Fertility Loan Specialists will work closely with your fertility center to ensure the funds are secured prior to the commencement of your treatment.

Apply online and receive your pre-approval within 24 hours! Click here or call 888.497.8414 to learn more about fertility financing.

ATTAIN – IVF multi-cycle programs.

CapexMD, funds Integramed America’s ATTAIN program. Attain IVF Programs provide a variety of treatment plans that may increase your chance of having a baby.
Apply online for your CapexMD loan.


CapexMD, in collaboration with DesignRX, is proud to announce a “first of its kind” program, which will allow CapexMD to offer fertility medication loans to patients who simultaneously require funding for their IVF medical treatment. Borrowers requiring financing for IVF treatments can incrementally increase their loan in order to fund fertility medications. CapexMD has retained DesignRx Inc. as the exclusive third party administrator for the portion of the loan designated for medications. In the event that fertility medications are included in the loan amount, payment for the medication portion will be disbursed directly to DesignRx, on behalf of the Borrower, for immediate release to the dispensing DesignRx Network Pharmacy.

For more information go to and select the MEDICATIONS tab.

Infertility Financing - Apply for a loan now

REACH is pleased to offer another financing option with Lending Club (formerly Springstone), one of the nation's top providers of elective treatment financing. Lending Club provides low monthly payments to finance your fertility care.

  • Affordable payments, an easy online process, and no hidden fees
  • Choose a no-interest or extended plan
  • Finance from $1,000 to $40,000
  • Extended plans start at only 5.99% APR
  • Easy application process and quick decision
  • No initial payment, No prepayment penalty

HCS Financing

Hcs Small Logo 003
Health Credit Services (HCS)
 is our trusted financing partner for patients undergoing fertility treatment.

HCS employs much care and consideration when providing our patients with fertility treatment financing opportunities. They make moving forward with fertility treatment fast and simple through affordable, accessible lending options.

HCS advantages include:

  • A straightforward, quick and easy application process
  • No application fees
  • State-of-the-art internet security to ensure safe and secure data
  • Instant loan processing with loan decisions made in seconds
  • Low monthly payments with extended terms
  • Competitive, fixed rate APRs (Annual Percentage Rates)
  • No down payments or pre-payment penalties
  • Convenient online portal to access your balance and make payments

Apply online today and receive an instant loan decision. Please be aware that HCS loans can only be used for services performed within REACH.